:root{--navy:#14213d;--navy2:#1f3057;--off:#f7f5ef;--ink:#1d2433;--muted:#5a6275;--accent:#b08d4f;--line:#e2ddd0}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--off);line-height:1.6;font-size:17px}
h1,h2,h3{font-family:"Source Serif 4",Georgia,serif;line-height:1.2;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}h2{font-size:clamp(1.6rem,3vw,2.1rem)}h3{font-size:1.25rem}
a{color:var(--navy2)}a:hover{color:var(--accent)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.wrap{max-width:1100px;margin:0 auto;padding:0 1.25rem}.narrow{max-width:760px}
.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem;z-index:10}
.site-header{background:var(--navy);color:#fff}
.bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-top:.9rem;padding-bottom:.9rem;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:.5rem;color:#fff;text-decoration:none;font-family:"Source Serif 4",serif;font-weight:700;font-size:1.35rem}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.3rem 1.2rem;align-items:center}
.site-header nav a{color:#e8e4d8;text-decoration:none;font-size:.95rem}
.site-header nav a:hover,.site-header nav a[aria-current=page]{color:#fff;text-decoration:underline;text-underline-offset:4px;text-decoration-color:var(--accent)}
.btn{display:inline-block;background:var(--accent);color:var(--navy)!important;font-weight:600;padding:.75rem 1.4rem;border-radius:6px;text-decoration:none!important;border:0;font:inherit;font-weight:600;cursor:pointer}
.btn:hover{background:#c9a96e}.btn-sm{padding:.45rem .9rem}
.hero{background:var(--navy);color:#fff;padding:5rem 0 5.5rem;border-top:1px solid #ffffff1a}
.hero h1{color:#fff;max-width:16ch}.lead{font-size:1.2rem;max-width:60ch}.hero .lead{color:#dcd8cc}
.helper{color:#b9b6ad;font-size:.92rem;margin-top:.6rem}
.page-head{background:var(--navy);color:#dcd8cc;padding:3.5rem 0}.page-head h1{color:#fff}
.sec{padding:4rem 0}.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:1.6rem}
.alt .card{background:var(--off)}.featured{border-top:4px solid var(--accent)}
.tag{display:inline-block;font-size:.75rem;letter-spacing:.06em;text-transform:uppercase;color:#7d6232;font-weight:600;margin-bottom:.4rem}
.steps{list-style:none;padding:0;margin:0 0 1.5rem;display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.steps li{display:flex;gap:1rem}.steps p{margin:.2rem 0 .6rem}
.num{flex:none;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:600}
.trust{font-size:1.15rem}
.forms{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;align-items:start}
label{display:block;font-weight:500;margin:.9rem 0 .3rem}
input,textarea{width:100%;font:inherit;padding:.65rem .75rem;border:1px solid #b9b4a6;border-radius:6px;background:#fff}
form .btn{margin-top:1.2rem}
.site-footer{background:var(--navy);color:#cfcbbf;padding:3rem 0 1rem;font-size:.95rem}
.foot{display:grid;grid-template-columns:2fr 1fr;gap:2rem}.site-footer a{color:#e8e4d8}
.site-footer nav ul{flex-direction:column;align-items:flex-start}
.brand-f{font-family:"Source Serif 4",serif;font-weight:700;color:#fff;font-size:1.2rem;margin:0}
.small{border-top:1px solid #ffffff22;margin-top:2rem;padding-top:1rem;font-size:.85rem}
@media (max-width:800px){.grid3,.steps,.forms,.foot{grid-template-columns:1fr}.hero{padding:3.5rem 0}.sec{padding:3rem 0}
.bar{flex-direction:column;align-items:flex-start}}